Funding Justice for All

Pre-Settlement Funding: Justice For all


Suppose, for a moment, that you’ve been approached by an entrepreneur who is seeking funding for his business idea. He seems reasonable enough, so you agree to listen as he spells out his plan … to open a nationwide chain of tanning salons for owners of hairless cats and dogs.

It’s an absurd idea. A crazy idea. A doomed idea. You might even call it “frivolous.”

Would you invest your money? Of course not. Neither would any of us at USClaims.

But the insurance industry wants you – and our elected officials – to somehow believe that litigation funding providers like USClaims are shoveling buckets of money into allegedly “frivolous” lawsuits that clog up the court system and victimize insurance companies. The problem with the insurance companies’ idea is obvious: USClaims receives repayment of its litigation and pre-settlement funding only if the lawsuit in question is successful.

Genuinely frivolous lawsuits are rarely successful. That’s because our civil justice system generally works very well. Claiming that another party has damaged you seriously enough to merit monetary compensation is a serious matter, and our courts treat it accordingly. As a plaintiff in a civil case, the onus is on you to produce substantial evidence – a “preponderance of evidence,” to use the legal term – that backs up your claims in court.

That is what the insurance companies really want to prevent: an even-handed, public review of evidence that any of their customers are responsible for anything that caused you expensive damages.

If insurance companies successfully lobby to restrict or ban litigation funding, as they’ve already done with some success in Tennessee, they’re likely to get their wish.

You may know that you’ve been wronged by another party’s actions or negligence, but conducting the necessary research, gathering the evidence, and cogently presenting that evidence in court takes a great deal of time and legal skill. Insurance companies know that time costs money. Their legal tactics attempt to lengthen the court process to weaken plaintiffs enough that the money you might otherwise have been able to spend in court needs to be siphoned off to pay living expenses.

Litigation funding gives you the money you need to keep a roof over your head and food on the table while your attorney can take the time he or she needs to properly prepare your case and present it in a court of law. That’s an unsettling prospect for insurance companies, which are used to having time on their side while they throw big teams of lawyers against small plaintiffs with limited legal budgets. Litigation funding has leveled the playing field, and that makes the insurance industry very uncomfortable.

When you apply to USClaims for litigation funding or pre-settlement financing, we’ll assess your case. If we don’t think you’re going to prevail before a jury, we’ll deny your application. USClaims doesn’t fund “frivolous” litigation. We fund the redress of wrongs. We fund justice for you.

At USClaims, we offer pre-settlement funding, if a case is qualified for pre-settlement funding then we would purchase a portion of the proceeds of the anticipated court judgment or settlement for some cash now. USClaims only gets paid if a case is won or has reached a settlement! Apply now or call us today at 1-877-USCLAIMS to learn more.

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