Pre-Settlement Funding for Victims of Medical Errors

The doctor had explained the “routine” endoscopy procedure to “Marissa” (not a real person) and her mother thoroughly, sounding almost cheerful about it. “You’ll be able to go home later that afternoon,” he had said. Marissa, who had been suffering from painful stomach discomfort for weeks, listened and nodded.

On the day of the procedure, they had driven to the hospital just after dawn. After checking in, they talked in the waiting room about shopping that weekend for Marissa’s dorm room at the college she would be attending in the fall. After a few minutes, an attendant arrived to call Marissa in for her endoscopy. Her mother kissed her goodbye, and took out the novel she had brought to read. She had no idea she would never speak to her daughter again.

The endoscopy might have been “routine,” but what happened to Marissa was far from it. She went into respiratory and cardiac arrest during the procedure and subsequently was hospitalized in the Intensive Care Unit for more than two months. Nobody could tell Marissa’s mother what had happened beyond speculating that Marissa may have had a “reaction” to the anesthesia.

When Marissa finally came home, the life she had been preparing for had been destroyed. She had suffered severe brain damage. There would be no dorm room to furnish; no college. There would be no career in human resources. There would be no more independent living, only around-the-clock care that Marissa’s mother could not afford.

Investigation revealed that there likely had been a mistake made during the administration of Marissa’s anesthesia. Marissa’s mother consulted a personal injury attorney, who reviewed the facts of her case and had told her that the liability case against the hospital and the involved physicians was so strong that a settlement was very likely. But when? It was impossible to know. It could be a few months. It could be a few years. In the meantime, the cost of Marissa’s care was mounting. Her mother had taken out a second mortgage to cover the tens of thousands of dollars in expenses not covered by her health insurance; soon, that money also would be gone.

Her attorney recommended that she call USClaims. At USClaims, we don’t offer litigation loans or litigation financing; we offer pre-settlement funding. We purchase a portion of the proceeds of an anticipated court settlement. That means injured people and their families will never be at financial risk of having to pay back a high-cost loan if their civil suit is unsuccessful. USClaims gets paid only if the plaintiff wins the case or receives a settlement.

After discussing the case with the attorney, we were able to approve an application for pre-settlement funding. Marissa’s mother had a check in her hands a few days later.

The money won’t help Marissa get her old life back. But it will make it possible for her mother to ensure Marissa receives the care she needs while their attorney fights for a fair settlement. If someone you know is enduring a situation like this, tell them to call USClaims.

At USClaims, we offer pre-settlement funding, if a case is qualified for pre-settlement funding then we would purchase a portion of the proceeds of the anticipated court judgment or settlement for some cash now. USClaims only gets paid if a case is won or has reached a settlement! Apply now or call us today at 1-877-USCLAIMS to learn more.

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