Broadside Collision

What is a Broadside (T-Bone) Car Collision and How Does it Differ from Other Types of Accidents?  

If you’ve been involved in a broadside collision, you know that the impact can be devastating. In a broadside collision, also known as a t-bone car accident, one car hits another car on its side, forming the shape of a T. These accidents can occur at intersections or anywhere two roads intersect. Broadside collisions can be particularly dangerous because the side of the car is less protected than the front or back, and injuries sustained can be severe.

What are the Common Causes of a T-Bone Car Accident?

Broadside collisions can occur for a variety of reasons, including:

  • Running red lights or stop signs
  • Failing to yield
  • Distracted driving
  • Poor weather conditions
  • Poor road conditions

If you’ve been t-boned, in a rear-end accident, or experienced any other type of car accident, we may be able to offer you funding for a car accident back injury, concussion from a car accident, or any other type of injury.

Where do T-Bone Car Accidents Occur?

Broadside collisions often occur at intersections, where there are “planned points of conflict.” They can also occur when a car exits a driveway and makes a left turn across traffic. Additionally, they can occur on a road with a lack of adequate signals. If you’ve been involved in a rear end accident, USClaims may be able to provide you with funding to help cover your expenses while you wait for your settlement. Below are some specific scenarios where broadside collisions commonly occur, and the associated risks drivers should be aware of:

  • Intersections – Even if there is a traffic light or a stop sign, intersections are areas to increase your awareness.
  • “Planned points of conflict” – Any location where the paths of road users coincide, where two vehicles can potentially collide with each other.
  • Exiting a Driveway – When you are exiting a driveway from a shopping center or business into a roadway, you have an increased risk of being in a T-bone accident.
  • Left Turn Across Traffic – Making that left-hand turn across oncoming traffic is challenging, as you have to determine another driver’s rate of speed to safely make that turn, putting you at risk.
  • Roads with lack of adequate signals- Roads that lack proper traffic signals, such as traffic lights or stop signs, can increase the likelihood of broadside collisions, requiring drivers to be careful.

Who is at Fault in a Broadside Collision?

Determining liability in a broadside collision can be complex. Often, the driver who caused the accident is at fault. However, in some cases, both drivers may share fault. When you negotiate a car accident settlement, it’s important to understand how comparative negligence can affect the outcome of your case.

Driver Habits to Help You Avoid a Broadside Collision

Determining responsibility is customary following a T-bone collision. Yet, in an ideal scenario, you can prevent the collision altogether. While driving in your local area, consider three minor factors in your driving approach that could enhance your safety.

A Small Pause

Far too often, accidents occur because we are in a rush.  After you see a traffic light turn green, take an extra 3 seconds of pause before entering the intersection.  A small pause allows you to scan the intersection to see if a vehicle could run a red light which could put you in harm’s way of a collision.

Be Aware When Performing Left Turns

When you make a left turn at an intersection, your passenger side is exposed to a potential t-bone collision. Years ago, UPS performed a study that found avoiding left hand turns for drivers in their fleet reduced the chances of an accident and even eliminated fuel waste. If UPS found it to help with vehicle safety, you might want to consider adjusting your routes around town as well.


It’s far too easy to become a distracted driver. Keep your mobile phone and other devices out of reach to stay focused on the road ahead. This will ensure you see and observe posted speed limits and caution signs. Stay mindful of your energy level to avoid conducting your vehicle while fatigued and never operate a motor vehicle while under the influence of a controlled substance.

How Much is your Broadside Accident Worth?

The value of your case in the event of a broadside collision will depend on many factors ranging from the severity of your injuries, to lost wages and more.  Should you suffer a severe spinal cord injury, you may be looking at a case that settles for 10’s of millions of dollars.  For example, a passenger was in a vehicle in Palmdale California when they were in a t-bone collision that left him a quadriplegic.  The settlement of that t-bone collision was nearly $42 million dollars. Each case is different and the more severe the injuries the longer a case can take to reach a t-bone accident settlement.

What are the Legal Implications of Filing a Broadside (T-Bone) Car Collision Lawsuit?

Filing a broadside car collision lawsuit can have significant legal implications. The driver must demonstrate that the other driver was at fault for the collision in order to win such a lawsuit. This procedure can entail gathering evidence, documenting an auto accident is essential, speaking with witnesses, and perhaps even having a trial. If the case is successful, you can be entitled to compensation for your pain and suffering, medical expenses, and even funds from claiming lost wages. However, if the action is unsuccessful, the driver might not be compensated and might also be required to pay court costs. Before deciding to seek legal action, it is crucial to comprehend the legal ramifications of doing so.

How Do You Qualify for an Advance on a Car Accident Settlement?

Like most claimants, you might be anxious to find out if you qualify for an advance on a car accident settlement. Qualifications include:

  • You are involved in a personal injury lawsuit
  • You were injured in the car accident.
  • Your lawsuit has robust merits against the at-fault party.
  • You are being represented by an attorney on a contingency fee basis.


We will discuss your case with your car accident attorney to make sure we fully understand the details and can accurately determine how much your claim might be worth. We fund cases that we believe have a strong chance of success. To learn more about an advance on a car accident settlement, click here.

Can You Receive Pre-Settlement Funding If You Have Poor Credit?

Unlike traditional loans and forms of credit, pre-settlement funding does not rely on your credit score or report to determine your eligibility. Since we are repaid with your settlement proceeds, we do not consider your credit when making our determination. Your credit has no influence, whether good or bad, over your eligibility or the amount of pre-settlement funding for which you qualify.

<h2>How Much Pre-Settlement Funding Would You Receive? </h2>

The amount of funding a qualified plaintiff receives differs from one person to the next and depends on a few factors. To help manage your expectations from a car accident settlement, consider the following:

  • The type and severity of the injury you sustained
  • The evidence supporting your claim
  • The circumstances of the accident

Generally, most applicants can receive up to 12.5 percent of their expected settlement or value of their case. By conferring with your attorney, we can determine the most appropriate settlement funding for your case.

How Can You Use the Funds?

Pre-settlement funding does not have to be spent in any specific way. There are no restrictions on how you use the pre-settlement funding, nor do you need to prove how it was spent. We give you the freedom to use the funding as you see necessary. You can use it to pay everyday expenses, credit card bills, medical bills, business-related expenses, rent or mortgage, utilities, tuition, paying car bills after an accident or other bills you have fallen behind on after your accident. Plaintiffs appreciate the flexibility in how they can utilize their funds to best meet their needs.

What Happens If You Lose Your Case?

Losing your case can be extremely discouraging and disheartening, and the last thing you want to worry about is paying back your funding when you are already under financial stress.  We only use a non-recourse funding strategy. If you lose your case, you owe us nothing. Only if you breached the purchase agreement, committed fraud, or used false information to apply and obtain your pre-settlement funding would you have to pay any of it back should you not win the case.

Whether you’re waiting for a lawsuit to finalize on behalf of a loved one, or you’re waiting for your own auto accident case to settle, you may be wondering when you’ll be getting your money. At USClaims, we offer pre-settlement funding to plaintiffs who would rather have money faster. Apply now or call us today at 1-877-USCLAIMS to learn more.

Have Questions?

Our pre-settlement funding experts will walk you through our entire process.
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