Pre-Settlement Funding: Scald Burn/Injury
Anyone can easily fall victim to a serious burn injury. These types of injuries can and do happen anywhere, whether at home or at the workplace. It doesn’t take much to sustain a serious scald burn injury: only three seconds of exposure to water that’s at least 140 degrees Fahrenheit can result in a burn severe enough to require surgery. Children are typically much more susceptible to burn injuries. Younger children and the elderly are also more likely to have more serious injuries from getting burned due to thinner dermal layers, which can result in more damage.
Scald burn injuries occur quite often: in fact, it has been reported that every minute in the United States, someone sustains a burn injury that requires medical attention. This also equates to a burn injury every 65 seconds, or 486,000 burn injuries annually, as the American Burn Association reports.
Scalding burns and injuries are typically separated into the following main categories, depending on their severity. They are:
- First-degree burns
- Second-degree burns
- Third-degree burns
- In some cases, a severe burn might also be categorized as a fourth-degree burn
A first-degree burn is the mildest type of burn and is typically referred to as a superficial burn. Although it may be painful, because the outer layer of the skin is the only affected area, it will often resolve on its own without any permanent damage. Someone with a first-degree burn may notice red, dry, and painful skin in the affected area. A second-degree burn is also known as a partial-thickness burn. These types of burns go beyond the outer layer of the skin and also affect the second layer of skin. These types of burns typically tend to be more painful than first-degree burns, and may also take longer to heal. They can be problematic if a large area was affected, as large portions of burned skin are prone to infection. Exposure to fire frequently may result in second-degree burns, as well as contact with boiling water.
A third-degree burn destroys two full layers of skin and is sometimes known as a full-thickness burn. These types of burns typically don’t turn red, and instead may appear brown, white, black, or yellow. Unlike first and second-degree burns, they often don’t result in prolonged pain because of nerve ending damage. A fourth-degree burn is the most serious type of burn and can be fatal. All layers of the skin are affected, as well as muscles, tendons, and bones.
It is also important to note that burns that affect 10 percent of a child’s body, or 15 to 20 percent of an adult’s body, are typically considered to be significant burn injuries that result in hospitalization and rehabilitation.
Although serious burns frequently result from contact with boiling water, there are also several other causes and types of burns. These include radiation burns, thermal burns, electrical burns, chemical burns, friction burns, and cold burns. Oftentimes, individuals working in specific industries may be more prone to certain types of burns. For example, a factory worker may get injured from a chemical burn, or a construction worker may sustain an electrical burn while on a job site.
In many cases, burn injuries result from typical household products that are used every day, such as coffee makers, tableware, and so on. While some of these burn injuries result from user error, in other instances, serious burns may still result even when a specific product is used correctly. This can especially be the case when a product is defective, and when someone is harmed as a result of a defective product, they may qualify for monetary compensation in a product liability lawsuit.
While some burns are just the result of accidents, there are many instances where serious burn injuries are the direct result of another’s negligence. Because burn injuries have so many sources and can be easily sustained in so many different types of accidents, there are many examples of when someone may be found liable for a victim’s burn injury. For example, a careless driver may cause an auto accident, and injured victims in another vehicle may sustain burn injuries. An industrial worker, on the other hand, may sustain a burn injury due to a worksite explosion as a direct result of someone else’s carelessness.
If someone’s negligence resulted in your scald burn injury, you may already be working with an attorney to recover monetary compensation in a personal injury lawsuit. Waiting on a lawsuit to finalize can be a difficult time period for many plaintiffs, especially if there are medical bills and other expenses that have accumulated since the accident. If you are looking for other options that can enable you to receive money sooner, look no further than USClaims. At USClaims, we provide plaintiffs with money sooner through pre-settlement funding. Contact us today to learn more about the process and to find out if your case qualifies.