Spinal Cord Injury Lawsuit Loans
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According to data from the National Spinal Cord Injury Statistical Center (NSCISC)[1], there are approximately 18,000 new cases of spinal cord injuries every year in the United States. Those living with spinal cord injuries often face many challenges, including the financial burden of recovery and any accommodations they’ll have to make in their new reality.
Pursuing a spinal cord injury settlement can help you maintain a better quality of life and afford the treatments you need. However, the legal process could drag on for months or years, causing prolonged stress and potentially leading to financial ruin.
That’s where pre-settlement funding, also known as a lawsuit loan, comes in. When you work with USClaims, you could receive a cash advance of a portion of your anticipated settlement in as little as 24 business-day hours.* Plus, you only repay us if you win your case.
Key Takeaways
- A spinal cord injury can change your life in an instant, leading to chronic pain, inability to work, and needing assistance with routine tasks.
- You may want to file a spinal cord injury lawsuit if another party is responsible for your damages.
- Unfortunately, personal injury lawsuits can take a long time to move through the court system.
- Pre-settlement funding can give you the cash you need to cover your medical bills, living expenses, and other costs while you wait for your case to end.
Common Spinal Cord Injuries
Spinal cord injuries are often classified as either incomplete or complete.[2] In a case of an incomplete spinal cord injury, an accident victim may still have some sensation and mobility in the affected part of their body. A complete spinal cord injury, on the other hand, defines an injury in which the victim loses all feeling and mobility in the affected area.
Some of the common types of spinal cord injuries that result from accidents include:[3][4]
- Bulging discs are only impacted on the outer layer.
- Herniated discs occur when part of the inner layer pokes through the outer layer. Also known as a ruptured or slipped disc, a herniated disc is generally considered more severe than a bulging disc.
- Fractured vertebrae are broken bones in your spine.
- Thoracic spine injuries are injuries to the middle of your spinal cord.
- Cervical spine injuries are injuries to the area where your brain meets your spinal cord, and your neck meets your back.
- Lumbar spine injuries are injuries to your lower spinal cord where your cord bends.
- Brown-Sequard Syndrome impacts one side of your spinal cord.
- Central Cord Syndrome impacts the middle of your spinal cord.
- Anterior Cord Syndrome impacts the front of your spinal cord.
Depending on the type of accident that caused your spinal cord injury, you could be experiencing a multitude of symptoms. The following are symptoms of spinal cord injuries:[5]
- Breathing challenges
- Chronic infections, such as bedsores, or infections at the feeding tube site
- Frequent pneumonia
- Chronic pain, including nerve pain, headaches, and muscle aches
- Loss of movement in any capacity (paralysis)
- Loss of bowel or bladder control
- Loss of fertility or sexual function
- Change in mood or personality
In severe spinal cord injuries, quadriplegia (also known as tetraplegia) or paraplegia may result.
Common Spinal Cord Injury Causes
Spinal cord injuries can result from:[5]
- Slip and fall incidents
- Car accidents (or any motorized vehicle accident)
- Bicycle or pedestrian accidents
- Medical malpractice or surgical complications
- Acts of violence, like stabbings or gunshots
- Diving accidents
- Sports-related accidents
- Falling objects
How Much Compensation Can You Get for a Spinal Cord Injury?
In law, as in medicine, no single answer applies to everybody. Each spinal cord injury case is someone’s life that has been permanently impacted in one or many ways.
In determining a potential spinal cord injury lawsuit settlement, consider the following factors that can influence the amount:[6]
- The severity of the injury
- Lost wages or loss of future earnings potential
- Impact on the quality of life
- Pain and suffering
- The current amount of medical bills
- The cost of future healthcare needs
- The insurance policy limits of the defendant
- The liability level (full or partial) of the defendant
Settlement amounts can vary widely, but the average payout is around $700,000.[7]
Think You Have a Case?
Call us toll-free at (877) USClaims to speak with a friendly funding specialist today.
Spinal Cord Injury Settlement Process
Filing a spinal cord injury lawsuit may seem complicated. Here are the steps you can expect to take along the way:
- Check the statute of limitations. Generally, you’ll have up to two years[8] from the date of injury to file your lawsuit, but that can vary depending on the state you live in and the specific circumstances surrounding your injury.
- Hire a lawyer. Your attorney can help you navigate the legal system and get the best settlement deal possible. You’ll also need a lawyer to qualify for a lawsuit loan.
- File your lawsuit. Your attorney can help you prepare and submit the required paperwork.
- Go through the discovery process. During this phase, all parties will gather evidence to determine what happened and establish an appropriate settlement amount.
- Negotiate a settlement deal. Your lawyer will attempt to convince the other party to give you fair compensation for your injury.
- Go to trial. If a settlement deal can’t be reached, your case will be heard by a jury.
Once you file your lawsuit, you can apply for pre-settlement funding. If approved, you can use the money to stay afloat during the rest of the legal process.
When a Spinal Cord Injury Lawsuit Loan Might Make Sense
Your spinal cord injury may affect your life in different ways. You may require expensive medical care or be unable to work. In either case, your bills could pile up fast, putting your financial stability in jeopardy.
You may want to apply for a lawsuit loan if you’re the victim of violence. You may also seek settlement funding for a back injury at work if you can prove your employer’s negligence caused the accident.
No matter how you sustained your spinal cord injury, we want to help you. We provide pre-settlement funding for a variety of spinal injury lawsuits, including:
- Slip and falls at work
- Spinal cord injuries from slipping on ice
- Slip and falls at retailers such as Walmart
- Personal injury
- Car accidents
- Railroad back injuries
You deserve compensation for the full extent of the symptoms you are enduring. Spinal cord pre-settlement funding could help cover the expense of treatment while waiting for your case to settle.
Benefits of Getting Spinal Cord Injury Pre-Settlement Funding
Getting spinal cord injury pre-settlement funding has many benefits. Some of the most significant perks include:
Staying on Top of Your Bills
When your income stops, you’ll likely have a hard time keeping up with bill payments. You may have to dip into savings or incur expensive debt to make ends meet. If you can’t do either of those things, you may face drops in your credit score, car repossession, or foreclosure.
USClaims issues spinal cord lawsuit loans of $500 to $1,000,000, so you can pay your bills on time and preserve your financial standing.
Waiting for the Settlement You Deserve
When you’re staring at a stack of past-due bills, you may be tempted to accept the first settlement deal offered. However, that deal may not compensate you fairly for your injury.
When you have cash in the bank from a lawsuit loan, you have breathing room in your budget, empowering you to wait for the payout you deserve.
Don’t Have to Pay Us Back if You Don’t Win
A lawsuit loan from USClaims is risk-free. Since pre-settlement funding is nonrecourse, you don’t have to worry repaying your cash advance if you lose your case. You don’t owe us anything unless you win.
Using the Money However You Need
Once funding hits your bank account, you can use it however you see fit. Other plaintiffs use the money to cover their:
- Rent or mortgage
- Medical bills
- Utility bills
- Car payments
- Groceries
- Insurance premiums
- Debt payments
You don’t need to keep track of your spending or submit receipts to USClaims.
No Monthly Payments
Pre-settlement funding isn’t a traditional loan, which means you don’t have to make monthly payments. Instead, your lawyer will send us a lump sum from the proceeds of your settlement if you win your case.
Plus, you’ll never have to pay more than twice the amount of the lawsuit loan.** That way, you can keep more of your payout.
See How Spinal Cord Injury Lawsuit Loans Have Helped People Like You
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with USC in the past. USC does not control the content of such reviews.
with USC in the past. USC does not control the content of such reviews.
Where USClaims Provides Funding
We’re proud to help plaintiffs in 45 out of 50 states. However, due to state laws, we unfortunately can’t provide funding in Arkansas, Kentucky, Maryland, Montana, West Virginia, and Washington, D.C.
Contact USClaims for Spinal Cord Injury Lawsuit Funding Today
If you’re pursuing a spinal cord injury settlement, contact us to learn about your options. The pre-settlement funding process is fast and straightforward. We look forward to helping you get through this challenging time.
Spinal Cord Injury Settlement FAQs
What is the Average Settlement for a Spinal Cord Injury?
The average settlement for a spinal cord injury is around $700,000. [8] However, your payout may vary based on the circumstances of your case.
What Are the Requirements for Pre-Settlement Funding for Your Spinal Cord Injury Lawsuit?
To be eligible for pre-settlement funding for your spinal cord injury lawsuit, you must be working with an attorney who’s willing to help you obtain a lawsuit loan. You must also have a strong case to qualify for funding.
How Long Does It Take to Receive Funding?
We strive to put money in your bank account as soon as possible – sometimes within 24 business-day hours.* However, your timeframe may vary based on the details of your case and the responsiveness of your attorney.
Have Questions?
Our pre-settlement funding experts will walk you through our entire process.
Sources
- National Spinal Cord Injury Statistical Center (NSCISC). “Traumatic Spinal Cord Injury Facts and Figures at a Glance.” 2024. https://bpb-us-w2.wpmucdn.com/sites.uab.edu/dist/f/392/files/2024/06/Facts_and_Figures_2024_Final.pdf
- SpinalCord.com. “Spinal Cord Injury Types.” 2 Dec. 2020. https://www.spinalcord.com/types-of-spinal-cord-injuries
- Mayo Clinic. “Bulging Disk vs. Herniated Disk: What’s the Difference?” https://www.mayoclinic.org/diseases-conditions/herniated-disk/expert-answers/bulging-disk/faq-20058428
- Cleveland Clinic. “Fractured Spine (Vertebrae).” https://my.clevelandclinic.org/health/diseases/17498-spinal-fractures
- SpinalCord.com. “Spinal Cord Injury Types.” 2 Dec. 2020. https://www.spinalcord.com/types-of-spinal-cord-injuries
- Calculate My Case. “What is the Average Spine Injury Settlement Amount?” 18 Aug. 2024. https://calculatemycase.com/personal-injury/average-spine-injury-settlement
- DeMayo Law Office, LLP. “What is the Average Settlement for a Spinal Injury?” https://demayolaw.com/faqs/what-is-the-average-settlement-for-a-spinal-injury/
- The Spinal Cord Injury Law Firm, PLLC. “Frequently Asked Questions.” https://spinalcordinjurylawyers.com/faqs/
Disclaimer: Throughout this website, the term “loan” may be used for convenience to describe pre-settlement funding. However, such transactions are not loans in the legal sense. Repayment is strictly contingent upon the successful resolution of your case. If your case is unsuccessful, no repayment is required. Common terms like “lawsuit loan” are used colloquially but misrepresent the nonrecourse nature of pre-settlement funding.
*Funding subject to approval. We typically fund within 24 business-day hours after we receive a fully-executed contract. Additional restrictions may apply. Contact for details.
**2X CAP may not be applicable for all types of cases and/or jurisdictions.
