When facing an injury due to someone else’s negligence, getting medical care shouldn’t be dependent on a lawsuit settlement. Unfortunately, many injury victims find themselves caught between necessary surgical procedures and the lengthy process of resolving legal claims. USClaims provides a solution through surgery funding — a risk-free cash advance that lets plaintiffs move forward with medical care while their attorney works on the case.
What Is Pre-Settlement Funding for Surgery?
Surgery funding is a specialized form of pre-settlement funding explicitly designed for plaintiffs who need surgical procedures before their cases are resolved. Unlike traditional loans, surgery funding through USClaims is completely risk-free — plaintiffs only repay if they win their case.
When a doctor or medical facility doesn’t allow for the use of medical liens, when a plaintiff faces high insurance deductibles, or when health insurance doesn’t cover certain procedures or facility fees, we provide funding for necessary treatment. USClaims directly advances a portion of the expected settlement, typically within 24 business hours of approval. This funding ensures plaintiffs don’t have to delay medical care while waiting. Once the case settles, the repayment comes directly from the settlement proceeds, just like any other case expense.
Why Surgery Funding Matters
The reality of personal injury lawsuits is they take time — often months or even years to resolve. During this waiting period, medical needs don’t pause. Conditions like herniated discs, torn ligaments, or severe fractures often require timely surgical intervention to prevent long-term complications and chronic pain. Many plaintiffs face an impossible choice between financial stability and medical recovery without proper funding.
Surgery funding bridges this gap, ensuring plaintiffs can access the medical care they need when they need it. Whether requiring spinal surgery after a car accident or reconstructive procedures following a workplace injury, USClaims provides the financial means to move forward with treatment while the legal case progresses.
About USClaims funding protection: The 2X CAP advantage
USClaims stands apart in the industry with its ethical funding approach. Unlike other funding companies that use compound interest, USClaims typically caps the total charges at twice the funded amount (2X CAP) for qualifying cases. This means most plaintiffs never face unexpected or escalating costs, and the total repayment will not exceed double the original advance—regardless of how long the case takes to settle. Some restrictions may apply, and the 2X CAP and non-compounding interest may not apply to certain case types or jurisdictions.
Eligibility and Application Process for Surgery Funding
The approval process for surgery funding is straightforward. To qualify, you’ll need three key elements:
First, active legal representation is required. USClaims works exclusively with plaintiffs who have retained an attorney on a contingency fee basis. Among other things, this ensures that a legal professional has evaluated the case and its merits.
Second, the case must be well-documented. USClaims will be provided with evidence supporting the claim, including medical records, accident reports, and other relevant documentation. Because USClaims funding is non-recourse – meaning plaintiffs only repay if they win – these materials are carefully reviewed to assess the case’s strength.
Third, injuries must be compensable under personal injury law. This typically means they resulted from someone else’s negligence and require surgical intervention. Common scenarios include:
- Spinal injuries requiring fusion or disc repair
- Joint injuries necessitating reconstruction
- Severe fractures needing surgical stabilization
- Soft tissue damage requiring surgical repair
- Post-accident reconstructive procedures
How Much Surgery Funding Can You Receive and What Are the Repayment Terms?
The amount of surgery funding available depends primarily on the expected settlement amount and the estimated costs of surgical procedures. USClaims takes a responsible approach to funding, ensuring advances are appropriately sized to meet medical needs while preserving the value of your eventual settlement.
Thanks to the 2X CAP protection, funding terms remain transparent and straightforward. USClaims receives repayment from the settlement proceeds with clearly defined funding fees outlined in the agreement. The total charges are capped to ensure predictable costs throughout the process.
When the case settles, the attorney handles the repayment process entirely. They manage the distribution of funds, ensuring all case-related expenses, including the surgery funding advance, are appropriately addressed before delivering the settlement balance.
If the case isn’t successful, you are not obligated to repay the surgery funding. To learn more about the process, USClaims offers comprehensive pre-settlement funding resources.
USClaims: Your Partner for Surgery Lawsuit Funding Solutions
USClaims understands that needing surgery after an injury is stressful enough without worrying about payment. That’s why the process has been streamlined to provide funding as quickly as possible. Once approved, plaintiffs typically receive funds within 24 business hours — allowing them to schedule their procedure and focus on recovery.
The USClaims team efficiently collaborates with attorneys to evaluate cases and determine appropriate funding amounts. Whether plaintiffs are dealing with injuries from a car accident, workplace incident, or other personal injury scenario, USClaims helps them access the medical care they need.
Contact USClaims today at 1-877-USCLAIMS to learn more about how surgery funding can help move forward with medical care. Funding specialists will explain the process and answer any questions about getting started.
FAQs
How long does it take to get approved for lawsuit funding for surgery?
If your personal injury lawsuit is mature and you and your attorney provide ample, accurate evidence to back up your claims, the surgery funding process typically goes quickly. Approval time varies based on factors such as how quickly your attorney provides information. Once approved, USClaims usually gets your surgery funding in place within 24 business hours of receiving the signed agreement.
Is surgery funding available for all types of injuries?
Pre-settlement surgery funding is available for compensable injuries. It’s offered to people with a personal injury claim or lawsuit and are represented by an attorney. The financing can pay for treatments, including major and minor surgeries. You may qualify for funding if you’ve sustained an injury due to someone else’s negligence and need shoulder, knee, neck, spine, or other types of surgery.
Can I apply for additional funding if needed?
You must meet certain application criteria to qualify for surgery funding. These include having a personal injury claim or lawsuit in progress. You may qualify if someone else’s negligence caused your injury and you need medical treatment.
Other forms of pre-settlement funding exist that may cover additional costs.
