Asbestos Exposure Lawsuit Loans
Contact us to get started
* Means required fields and must be entered.
Help
Asbestos is a group of naturally occurring fibrous minerals that were once used in thousands of products due to their durability and resistance to electricity, heat, fire, and chemicals. Back when asbestos was used for the manufacturing of products, many workers and even consumers were exposed to asbestos fibers.
Asbestos fibers are harmful – particularly when they’re inhaled.[1] If you or a loved one has been diagnosed with mesothelioma or lung cancer, you may be entitled to substantial compensation through an asbestos exposure lawsuit against the company responsible for your exposure to asbestos.
Lawsuits can take time and expenses can quickly add up, especially if you’re treating a medical condition that resulted from asbestos exposure. All that financial pressure deters people from pursuing fair settlements, preventing plaintiffs from getting the acknowledgement—and cash—they deserve.
That’s where pre-settlement funding, also known as lawsuit loans, come in. An asbestos lawsuit loan can help make ends meet while you wait for your case to end. Plus, you don’t have to repay it if you lose your case, so there’s no risk to you.
Key Takeaways
- Asbestos exposure can lead to costly and painful ailments, such as mesothelioma and other cancers.[2]
- You may be able to receive compensation by filing an asbestos exposure lawsuit.
- A lawsuit loan can help you pay your bills while you wait for your asbestos settlement to come through.
- Pre-settlement funding is risk-free, only requiring repayment if you win your case.
What Is Asbestos Exposure?
Asbestos exposure is an event where you come in contact with asbestos, either as a raw material or in a consumer product. Everyone is exposed to low levels of asbestos because it’s in the soil, water, and air. Dangerous asbestos exposure generally refers to repeated, long-term contact with the fibers, but brief contact can be harmful, too.[2]
Asbestos can be found in a number of items you may use in daily life, including, but not limited to:[3]
- Cigarette filters
- Hair dryers
- Talcum powder
- Potting soil
- Crockpots
- Oven mitts
- Ironing board covers
- Fire blankets
You may also come in contact with asbestos through your work. Common industrial products that may contain the fibers include, but aren’t limited to:[2]
- Cement
- Plastics
- Paints
- Coatings
- Adhesives
- Insulation
- Roofing materials
- Fireproofing materials
- Soundproofing materials
- Ceiling and floor tiles
- Automotive parts, such as brake shoes and clutch pads
Those who worked in industries such as construction and automotive were particularly vulnerable to this exposure due to the materials they handled daily. It was eventually realized that when these fibers are disturbed and released into the air, they can be dangerous when inhaled.[1]
In 1989, the Environmental Protection Agency (EPA) banned the use of asbestos in new ways. However, existing uses were grandfathered in and are still permitted.[2]
Health Risks of Asbestos Exposure
Asbestos exposure can cause many serious health problems, including, but not limited to: [2]
- Mesothelioma, which is a cancer of the thin membranes that line your abdomen and chest
- Other types of cancer, such as lung cancer, larynx cancer, and ovarian cancer
- Asbestosis, which is an inflammatory lung condition characterized by coughing, shortness of breath, and permanent organ damage
The World Health Organization estimates that more than 200,000 people die globally due to asbestos exposure.[4]
The harmful effects of asbestos can take many years to show up. In fact, it can take 40 years (or longer) in some cases. Someone who has been retired for many years, but once was exposed to asbestos on a daily basis while working, may suddenly begin to exhibit signs of lung cancer or other asbestos-related condition.[2] Receiving this type of medical diagnosis can be devastating for both the victim and that person’s family.
What Is the Average Settlement for Asbestos Exposure?
The average asbestos settlement can range from as little as $10,000 to as much as $2,000,000, depending on several factors, including, but not limited to:[5]
- Diagnosis (mesothelioma patients generally receive the largest settlements, while patients with non-cancerous conditions generally receive the smallest amounts)
- Duration and frequency of exposure (more exposure typically means a higher payout)
- Medical expenses
- Lost wages, including projected future earnings
- Out-of-pocket costs
- Age and number of dependents (younger victims with dependent children will generally receive a higher settlement deal)
- Strength of evidence
- Attorney experience
- Lawsuit jurisdiction
Your settlement may be more or less than the average, depending on the details of your case. Plus, your settlement may be split between hundreds or even thousands of defendants, reducing the amount of money you receive.[5]
Think You Have a Case?
Call us toll-free at (877) USClaims to speak with a friendly funding specialist today.
Can I Sue for Asbestos Exposure?
If you’ve been exposed to asbestos, you may be able to sue for damages. A qualified personal injury lawyer can help evaluate your case. If you file an asbestos exposure lawsuit, you’ll typically follow these steps:
- Verify that you’re still within the statute of limitations. The statute of limitations varies by state but usually runs from one to three years. Since asbestos-related conditions may take decades to develop, the clock typically starts on the date of diagnosis.[6]
- Hire an attorney. A skilled lawyer can help you navigate the court system, represent you in court, and negotiate a fair settlement deal. Plus, you’ll need an attorney to apply for pre-settlement funding.
- File a civil case. Your lawyer will prepare and submit the required paperwork to the court.
- Go through the discovery process. During this step, lawyers from both sides will gather as much information as possible to determine liability and appropriate compensation.
- Try to reach an asbestos settlement. Your lawyer will negotiate with the other party to negotiate a settlement deal and avoid going to trial.
- Go to trial (if necessary). If the other party is unwilling to offer you fair compensation, your case will be heard by a jury, which will determine liability and how much money, if any, you’re entitled to.
Every asbestos and mesothelioma lawsuit is different. Your attorney can help you understand the specifics of your case.
When an Asbestos Exposure Lawsuit Loan Might Make Sense
The legal process may drag on for far longer than you expect, potentially causing financial strain. A lawsuit loan is a cash advance of your anticipated settlement amount, and it can help you make ends meet while you wait for your case to resolve.
The pre-settlement funding process is straightforward and often fast. You could receive your money within as little as 24 business hours.*
Benefits of Asbestos Pre-Settlement Funding
Getting pre-settlement funding for your asbestos exposure lawsuit has many benefits. Here are some of the most significant perks:
Stay Current on Your Bills
If you’re unable to work due to your asbestos-related illness, the bills may start to pile up quickly. A lawsuit loan gives you the cash you need to pay your bills on time, which keeps your creditors happy and your credit score high.
We offer funding from $500 to $1,000,000, so you won’t need to take on expensive debt to stay financially afloat.
You Can Wait for a Higher Settlement Amount
Financial stress may cause you to accept a low-ball settlement offer out of desperation. If you receive pre-settlement funding, your budget will have a lot more breathing room, empowering you to wait for a fair deal.
No Risk if You Lose Your Case
Pre-settlement funding is nonrecourse and no-risk. If you don’t win your case, you don’t owe us anything.
Use the Funds However You Need
We don’t impose any restrictions on how you use your funds. Once the cash hits your bank account, it’s yours to do with as you see fit. However, many plaintiffs use their lawsuit loan proceeds to cover their:
- Rent or mortgage
- Utilities
- Groceries
- Car payments
- Debt payments
- Insurance premiums
- Medical bills
No Monthly Payments
A lawsuit loan isn’t a traditional loan, so it doesn’t require monthly payments. Instead, you’ll repay the cash advance in a lump sum with your settlement proceeds. Plus, you’ll never have to pay more than twice the advanced amount.**
See How Asbestos Lawsuit Loans Have Helped People Like You
The reviews are submitted by third parties that have conducted business
with USC in the past. USC does not control the content of such reviews.
with USC in the past. USC does not control the content of such reviews.
Where USClaims Provides Funding
The list of states where we provide funding covers most of the nation. Unfortunately, state law prohibits us from providing funding in Arkansas, Kentucky, Maryland, Montana, West Virginia, and Washington, D.C.
Contact USClaims for Asbestos Lawsuit Funding Today
Getting an asbestos-related diagnosis can be scary, and the illness itself can change your life. Filing an asbestos exposure lawsuit may help you get the compensation you deserve, but the legal process can move slowly.
Pre-settlement funding puts the money you need in your bank account fast, helping you cover expenses while you wait for your case to resolve. The best part? USClaims only gets paid if your case is won or has reached a settlement! Apply now or call us today at 1-877-USCLAIMS to learn more.
Asbestos Exposure Lawsuit FAQs
Can You Sue If You Have Been Exposed to Asbestos?
You may be able to sue if you’ve been exposed to asbestos. Your best bet is to consult with a lawyer about your case.
What is the Average Settlement for Asbestos Exposure?
The average settlement for asbestos exposure can be as high as $2,000,000. Your diagnosis, medical expenses, lost wages, age, and other factors influence your payout amount.[5]
Have Questions?
Our pre-settlement funding experts will walk you through our entire process.
Sources
Agency for Toxic Substances and Disease Registry. “Public Health Statement for Asbestos. 29 Mar. 2016. https://wwwn.cdc.gov/TSP/PHS/PHS.aspx?phsid=28&toxid=4
National Cancer Institute. “Asbestos Exposure and Cancer Risk.” 20 May 2021. https://www.cancer.gov/about-cancer/causes-prevention/risk/substances/asbestos/asbestos-fact-sheet
Nelson, Tanya. Mesothelioma and Asbestos Awareness Center. “Asbestos Products.”
https://www.maacenter.org/asbestos/products/World Health Organization. “Asbestos.” 27 Sept. 2024. https://www.who.int/news-room/fact-sheets/detail/asbestos
SWMW Law. “What Is the Average Settlement for an Asbestos Claim?” 25 June 2025. https://www.swmwlaw.com/average-settlement-asbestos-claim/
The Gori Law Firm. “Mesothelioma Statute of Limitations. https://www.gorilaw.com/mesothelioma/statute-of-limitations/
Wasserberg, Esq., Daniel. Mesotheliomafund.com. “Asbestos Trust Fund Payouts: Timelines and Amounts.” https://www.mesotheliomafund.com/asbestos-trusts/how-much-can-you-receive/
Disclaimer: Throughout this website, the term “loan” may be used for convenience to describe pre-settlement funding. However, such transactions are not loans in the legal sense. Repayment is strictly contingent upon the successful resolution of your case. If your case is unsuccessful, no repayment is required. Common terms like “lawsuit loan” are used colloquially but misrepresent the nonrecourse nature of pre-settlement funding.
*Funding subject to approval. We typically fund within 24 business-day hours after we receive a fully-executed contract. Additional restrictions may apply.
**2X CAP may not be applicable for all types of cases and/or jurisdictions.
