Workplace and Construction Site Accidents

Pre-Settlement Funding: Workplace and Construction Site Accident Lawsuit


If you’ve been hurt at work, USClaims can help you get the money you need today.

Despite federal safety protections, workplace injuries remain far too commonplace. More than 3 million American workers were injured on the job in 2013, according to the U.S. Department of Labor, and about half of them required time off work to recover. If you’re disabled in a workplace accident, you’re left in a precarious situation.

Unable to work, you’re forced to make financial sacrifices – pay your mortgage or keep your heat on? In the worst cases, workers also face mounting medical bills, which add to their new financial burden.

Are you waiting for your workplace accident lawsuit to settle in court and now worry about your ability to keep up with all of your expenses? If so, we can help. Contact USClaims to learn how you can get pre-settlement funding today.

Workplace and Construction Accidents Can Happen Easily


Workplace and construction site accidents can occur for a variety of reasons. Some of the most common causes of workplace accidents and construction accidents include, but not limited to:

  • Operator error
  • Defective equipment
  • Inadequate safety training
  • Electrical incidents
  • Fall injuries in the workplace
  • Scaffolding accidents
  • Falling object hazards
  • Factory accidents
  • Oil field accidents
  • Warehouse accidents
  • Work-related motor vehicle accidents

Some injured parties blame themselves for an accident, however, if more protections and safety measures were in place, then the accident might not have occurred at all!

Who Could be Liable for Your Construction Site Accident?


An accident at a construction site can lead to a very complicated lawsuit that takes many months to come to a successful conclusion.  If you are still deciding if you should file a lawsuit stemming from your construction site injury, take into consideration that there are many parties that are likely responsible for your injury such as the following:

  • Construction Site Owner: Even though the site owner isn’t generally present, they can have culpability as they are responsible to provide a safe jobsite.
  • General Contractor: The General contractor oversees the entire site, including management of subcontractors which means they could be held responsible for your injury.
  • Subcontractors: Your injury on the construction site could have stemmed from interaction with a subcontractor, and if so, then they too could be involved with your lawsuit.
  • Architects and Engineers: With architects and engineers providing the details of the building they could be held responsible as there could have been an easier or even safer way to construct the necessary elements where you suffered an injury.

In addition to the above mentioned parties, there can be even more companies and individuals who could be held accountable for your accident.  Each party is generally insured, and your lawsuit could reach a larger settlement as a result.  Of course, with many insurance companies involved it can add to the time it takes to reach a settlement.

What Types of Injuries Could You Suffer on a Construction Site


While workers’ compensation programs often will pay for medical treatment and wages due to lost work, they do not cover pain and suffering, nor do they hold employers accountable for negligence. If you were injured due to an act of negligence, your attorney may help you file a personal injury case to fight to hold the company accountable for that unsafe environment. Don’t let a workplace injury jeopardize your financial future. USClaims can help.

Some of the common types of injuries that workers may experience include:

  • Head injuries
  • Back injury at work
  • Hernia injury at work
  • Spinal cord injuries
  • Broken bones and fractures
  • Lost limbs or amputations
  • Repetitive stress injuries

Each person’s injury and recovery times are unique.  Depending on the severity of your injury, pre-settlement funding could help you during your road to recovery while you wait for your case to settle.

Financial Assistance When You’ve Been Injured at Work


When you get hurt on a construction site, you could incur multiple injuries.  For example, if you fell from scaffolding you could suffer head and back injuries which can lengthen your recovery. The severity of the injuries also impact the amount of your settlement.

With a long recovery process, you might need financial assistance that includes pre-settlement funding and much more.  In addition to pre-settlement funding, there are other resources that you may want to consider to help you throughout your injury:

  • Government Disability – If you are unable to work for more than a year, then you could be eligible for SSDI (Social Security Disability Insurance).  While the benefit could be nearly $1,500/month, you must qualify for this and there is a five question process to see if your injury qualifies to receive the disability benefit.
  • Workers Compensation Insurance – Workers compensation insurance (often referred to as “workers comp”) is a key part of financial assistance when you have been injured.  Workers comp can cover all medical expenses and even lost income.  Keep in mind that workers comp does not cover “pain and suffering” which is why you often have to file a lawsuit to get full restitution from your injury.
  • Accident Insurance – Some employers offer additional accident insurance benefits to help their employees. This could be a source of financial assistance for you during your time of need.  If you signed up for a type of supplemental insurance that could be provided by someone such as Aflac or Prudential, make sure they are aware of your injury and expenses so you can receive the benefits due you.

When you suffer an injury at the workplace, whether that is on a construction site or even in an office, it is important to have as many sources of financial assistance as possible to ease the burden on you and your loved ones.

Get the Financial Assistance You Deserve While Your Case Settles


We understand the intricacies of legal cases related to workplace accidents, and we can get you the money you need while your attorney works to secure a fair settlement. If you’ve been injured in a workplace or construction site accident and need financial support now, we can help. At USClaims, we offer pre-settlement funding, if a case is qualified for pre-settlement funding then we would purchase a portion of the proceeds of the anticipated court judgment or settlement for some cash now.

USClaims only gets paid if a case is won or has reached a settlement! Apply now or call us today at 1-877-USCLAIMS to learn more.

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