The Ultimate Guide to Lawsuit Funding: Everything You Should Know

Complete Guide to Pre-Settlement Funding


Partner has made a fraud in the contract of sale and being handed a cash and pen to the businessman signing the contract corruption bribery concept.Even when your lawsuit or claim is strong and solid, it will still take time to either settle or go to trial for a jury verdict. In fact, personal injury litigation can drag on for months, even years. In the meantime, you are left injured, facing mounting medical bills, and perhaps the loss of your job if your injuries leave you unable to work. You may be facing severe financial difficulties, unable to pay your normal monthly expenses, and your medical expenses. Pre-settlement funding, also known as litigation funding, is a way to receive immediate funds pending the outcome of legal action.

About Litigation Funding Litigation funding has been in existence for more than two decades. The money provided by a litigation funding business is given to you in exchange for a portion of the financial recovery from the underlying awsuit.

How Do I Know if Litigation Funding is Right for Me?

While pre-settlement funding is not the best choice for everyone, it can certainly help a significant number of those who are waiting for a lawsuit to settle or a jury verdict to be handed down. If you are considering pre-settlement funding, you might need to ask yourself some important questions, including:

  • How long does my attorney think it will be until my claim settles?
  • Would a family loan or a personal loan be a better option for my particular circumstances?
  • Is the company I’m considering a reputable litigation funding business?

If you are struggling to make ends meet, you may benefit from pre-settlement funding. If your lawsuit is unsuccessful, you typically do not have to pay back the litigation funding company.

What Types of Claims Which Can Benefit from Litigation Funding?

While personal injury claims (such as motor vehicle accidents) may be the most common types of claims to benefit from litigation funding, there are other claims which can benefit as well, including premises liability claims (like slip and fall claims), defective drug and medical device claims, product liability claims, medical malpractice claims, worker injury claims (such as construction worker accidents), wrongful death, whistleblower claims, appeals, employment claims, and other civil rights claims.

What is the Process for Litigation Funding?

If you have considered all aspects of litigation funding and determined it is the best course of action for your situation, you will first have your attorney reach out to the pre-settlement funding company. If the pre-settlement funding company determines that your case qualifies, a written agreement will be prepared for you to sign. The pre-settlement funding company will typically purchase a portion of your anticipated proceeds in exchange for an up-front payment to you now. Pre-settlement funding can usually be completed within a week or so, providing you with the funds you need to get back on your feet financially.

What if I Don’t Win My Lawsuit?

Since litigation funding is considered non-recourse, if, for some reason, you lose your case, you are typically not required to pay back the litigation funding company. Some of the reasons you could possibly be required to pay back a litigation funding company despite there being no proceeds from your case, is if you provided false information, breached the purchase agreement, or, in some other way, committed an act of fraud. If you do receive a settlement, your attorney will pay the litigation funding company the amount due to them.

Getting the Help You Need While Waiting on a Lawsuit Settlement

If you find yourself waiting on a lawsuit to settle, you may be facing a mountain of medical expenses; if you are unable to work, you would also face the inability to pay your normal monthly expenses. Your ability to get treatment for your injuries, financial assistance to cover lost wages, and help with your expenses can be limited, however, help can come from USClaims. At USClaims, pre-settlement funding can help you pay those unexpected injury expenses in anticipation of a court judgment or settlement. Call 1-877-USCLAIMS today for the information you need and deserve.

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USClaims is making your Litigation Funding Simplified. Simply provide us with your attorney information and the amount you need and we will take it from here.